Publications

Our focus in this paper is to develop decision making models using a range of advanced machine learning techniques. We explore three different methodologies to measure the discriminatory power between good and bad borrowers using a credit card portfolio dataset. The main hypothesis is that advanced modelling techniques lead to more efficient estimates and higher discriminatory power.

In response to the fast growth of the payment services market, the European Commission issued a Revised Payments Legislative Package. This seeks to ensure the EU’s financial sector is fit for purpose and capable of adapting to the ongoing digital transformation, and the risks and opportunities it presents – in particular for consumers.

Our Life Science Centre of Excellence is comprised of industry and subject matter experts with a wide range of experience.

he Corporate Sustainability Reporting Directive (CSRD) will replace the NFRD and requires entities in scope to include non-financial reporting disclosures across Environmental, Social and Governance topics within their annual management report covering both financial impacts and impacts on people and the environment.

In March 2023, the Central Bank of Ireland (CBI) outlined their intention to undertake a review of consumer protection risks in insurance firms.

In 2017, the Central Bank introduced client asset regulations into the investment firm space for the first time. Following an industry consultation last year, the Central Bank updated the existing client assets regulatory regime, resulting in increased requirements for MiFID firms as well as new requirements for credit institutions executing MiFID business (and only in relation to MiFID business).

Complaints and Remediation in Financial Services

The European Commission has been revising the Securing Activity Framework of Enablers (SAFE) Directive, with intentions to implement the Directive in due course. The proposed policy carries a number of implications for tax intermediaries, which the Commission refers to as “enablers”.

In August 2022, the Irish Government approved the Climate Action Framework (“the Framework”) for the commercial semi-State sector. Developed by the New Economy and Recovery Authority (NewERA) in collaboration with the Department of Public Expenditure and Reform and the Department of Environment, Climate and Communications, the Framework applies to all commercial semi-State (CSS) companies.

Working with clients to collaboratively set the future direction for their business and solve their most challenging problems.

Climate change is considered the biggest global challenge of our generation. Some of the biggest hazards for human health are directly associated with climate change.

At Grant Thornton, we understand that the key to a successful offering to the aviation sector is the ability to provide cross-functional specialist services through an integrated team. Our aviation team consists of experienced aviation professionals, from industry as well as practice, who can provide you with specialised and tailor-made services.

Grant Thornton has constructed a Physical Risk Quantification Framework in its effort to support financial institutions in identifying and measuring their Climate & Environmental (C&E) Risks. In this publication, we present our methodology, implementation, and key benefits of the framework.

Grant Thornton’s agile team of operational resilience experts are ready to deliver proven solutions to our clients based on regulatory requirements and their strategic priorities. We leverage our vast industry experience of operational resilience engagements to assist you implement the guidance effectively on a day-to-day basis and to set future plans and strategies.

European Banking Authority Updates on the Management of Interest Rate Risk and Credit Spread Risk in the Banking Book.

Our Public Sector service focuses on providing consulting services to local, national, regional and global Public Sector organisation entities. We work with our clients to implement practical, workable and innovative solutions that make a difference in solving the pertinent challenges that are being faced every day across a range of areas in society, including across local government, state agencies and semi-state bodies and government departments.