Expert support for complex financial challenges

Separation or divorce can place individuals under significant financial strain. Managing mortgages, shared loans, and household expenses becomes more challenging when income must support two separate households. This often leads to repayment obligations that are difficult to sustain for one or both parties, compounding the emotional toll with financial stress.

At Grant Thornton, our authorised Personal Insolvency Practitioners (PIPs) provide clear, practical solutions tailored to divorce-related finances. We help individuals and their solicitors restructure debts, protect assets where possible and create sustainable arrangements that stand up in court.

Our goal is simple: to reduce financial stress, provide transparency and help both parties move forward with confidence.

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How we can help

We help restructure unsustainable mortgages so repayments reflect post-divorce income, protecting the family home where possible and ensuring financial stability.

By applying the Insolvency Service of Ireland’s Reasonable Living Expenses (RLEs), we provide a transparent, objective basis for assessing household affordability after separation.

We provide guidance and context to help solicitors prepare maintenance proposals that are practical, sustainable, and grounded in statutory guidelines.

We restructure unsecured debts, such as personal loans and credit cards, to reduce financial strain and allow both parties to focus on rebuilding their finances.

Our authorised PIPs prepare Prescribed Financial Statements and independent reports that bring clarity to negotiations and legal proceedings, giving weight to proposals in court.

Why Grant Thornton

Divorce-related financial matters require more than numbers, they demand trusted expertise and solutions that work in real life.

With Grant Thornton, our clients receive:

  • Clarity: Independent financial assessments grounded in statutory guidelines, presented in comprehensible user-friendly language;
  • Fairness: Equitable solutions that balance income and expenses;
  • Sustainability: Arrangements designed to be workable long-term;
  • Credibility: Reports prepared by authorised PIPs that carry weight in negotiations and court;
  • Efficiency: A streamlined process that reduces time and stress.

Our insolvency specialists partner with individuals and solicitors to deliver outcomes that are transparent, fair and achievable.

If you are going through divorce or advising a client in this position, we can help. Book a confidential consultation with one of our Personal Insolvency Practitioners.